Transformation of Maslahah Principles in E-Commerce in Al - Ghazali's View | Jurnal Informatika Ekonomi Bisnis

Journal Content

Search

Search Scope

Browse

Information

Current Issue

Template
Similarity Checker

Member of

Statistics

Transformation of Maslahah Principles in E-Commerce in Al - Ghazali's View

Salsabilla Daredmi Universitas Islam Negeri Imam Bonjol Padang Rozalinda Universitas Islam Negeri Imam Bonjol Padang Nora Zulvianti Universitas Islam Negeri Imam Bonjol Padang DOI: https://doi.org/10.37034/infeb.v6i4.1003 Keywords: Maslahah Al-Ghazali, E-Commerce, Sharia-Compliant Online Loans, Consumer Protection, Fintech Abstract This study explores the application of the principle of maslahah as formulated by Al-Ghazali in the context of e-commerce in Indonesia, particularly regarding Sharia-compliant online loans (pinjol) that grew significantly during 2022-2023. The study analyzes this phenomenon through the lens of maslahah, focusing on the protection of wealth (hifz al-mal) and honor (hifz al-‘ird). The results indicate that although Sharia-compliant fintech provides broader financial access, unethical practices such as high returns (0.1% per day or 36% annually) and aggressive debt collection methods contradict consumer protection principles. A lack of transparency in contracts and data breaches further threaten core maslahah values. The study recommends stricter regulations from the OJK and DSN-MUI and improving Sharia financial literacy to ensure a balance between technological innovation, Sharia compliance, and consumer protection. In conclusion, Al-Ghazali's maslahah principles remain relevant and must be adapted to address e-commerce challenges in the digital era. Downloads Download data is not yet available. References Kudaedah, N. A. (2020). Maslahah Menurut Konsep Al-Ghazali. Diktum: Jurnal Syariah dan Hukum, 18(1), 118–128. DOI: https://doi.org/10.35905/diktum.v18i1.663 . Tiana Apriani Yustika Efendi, & Ramdan Fawzi. (2022). Analisis Maslahah Mursalah menurut Imam Al Ghazali terhadap Penggunaan Rekening bersama di Marketplace. Jurnal Riset Ekonomi Syariah, 1–6. DOI: https://doi.org/10.29313/jres.v2i1.633 Hafidz Syuhud, & Kawakib. (2022). Maslahah Dan Kebebasan Dalam Fiqih: Telaah Filosofis Konsep Maslahah Al-Mursalah Perspektif Al-Ghazali. Jurnal Riset Rumpun Agama dan Filsafat, 1(1), 30–56. DOI: https://doi.org/10.55606/jurrafi.v1i1.129 . Maksum, M. (2022). Implementation of Al-Ghazali Maslahah Concept In Islamic Economic Activities. Salam: Jurnal Sosial Dan Budaya Syar-I, 9(2), 481–490. DOI: https://doi.org/10.15408/sjsbs.v9i2.24825 . Muslim, M. H. (2023). Kedudukan Maslahah Mursalah Menurut Imam Al-Ghazali. Jurnal Al-Nadhair, 2(1), 31–47. DOI: https://doi.org/10.61433/alnadhair.v2i1.24 . Ratna Pura, N., Agus Putra, P. A., & Rohmah Maulida, I. S. (2022). Analisis Maslahah Mursalah Menurut Imam Al-Ghazali terhadap Peraturan Pemerintah No 36 Tahun 2021 Tentang Pengupahan. Bandung Conference Series: Sharia Economic Law, 2(2). DOI: https://doi.org/10.29313/bcssel.v2i2.2655 . Azwar, Z. (2016). Pemikiran Ushul Fikih Al-Ghazâlî Tentang Al-Maslahah Al-Mursalah (Studi Eksplorasi Terhadap Kitab Al-Mustashfâ Min ‘Ilmi Al-Ushûl Karya Al-Ghazâlî). Fitrah: Jurnal Kajian Ilmu-Ilmu Keislaman, 1(1), 47–70. DOI: https://doi.org/10.24952/fitrah.v1i1.327 Muhayatsyah, A., & Muhayatsyah, A. (2020). Etika Bisnis Islam Dalam Perspektif Pemikiran Al-Ghazali. At-Tijarah: Jurnal Penelitian Keuangan dan Perbankan Syariah, 2(2), 84–104. DOI: https://doi.org/10.52490/at-tijarah.v2i2.961 . Khoirul Anam, Moch. (2022). Pengaruh Maslahah Al-Mursalah dalam Ekonomi Islam. Al-Ihda’ : Jurnal Pendidikan Dan Pemikiran, 13(2), 190–206. DOI: https://doi.org/10.55558/alihda.v13i2.17 . Kusjuniati, K. (2019). Kesejahteraan Sosial Islami Sebuah Pemikiran Ekonomi Islam Imam Al-Ghazali. Widya Balina, 4(2), 1–8. DOI: https://doi.org/10.53958/wb.v4i2.35 . Aini, H. (2018). Pemikiran Ekonomi Islam Imam Al-Ghazali Tentang Uang dalam Perspektif Maslahah Mursalah. Jes (Jurnal Ekonomi Syariah), 3(1). DOI: https://doi.org/10.30736/jesa.v3i1.41 . Lestari, N. (2019). Membangun Pasar Ekonomi Digital Perspektif Syariah. Jurnal Labatila, 1(02), 80–103. DOI: https://doi.org/10.33507/lab.v1i02.81 Tobing, I. F., & Marliyah, M. (2023). Peran Bisnis Online Terhadap Pasar Ekonomi Digital dalam Perspektif Syariah. Ekonom : Jurnal Ekonomi dan Bisnis, 3(1), 5–14. DOI: https://doi.org/10.58432/ekonom.v3i1.727 . Zulni, D. A., & Achiria, S. (2020). Implementation of Islamic Business Ethics In Digital Wallet: Literature Review Approach. Ekbis: Jurnal Ekonomi dan Bisnis, 3(1), 232. DOI: https://doi.org/10.14421/ekbis.2019.3.1.1181 . Qurniawati, E. F., Mardani, P. B., & Wulandari, H. (2024). The Circular Model of Some On Digital Public Relations Management of Universitas Islam Riau. Profesi Humas, 8(2), 216. DOI: https://doi.org/10.24198/prh.v8i2.49088 . Barizi, A., Rohmah, S., Kholish, M. A., & Hikmah, N. (2024). Islam, Visual Morality and Gender Identity In Cyberspace: The Agency, Controversy and Popular Piety Of Ria Ricis. Journal of Religion, Media and Digital Culture, 13(1), 20–42. DOI: https://doi.org/10.1163/21659214-bja10113 . Regif, S. Y., Seran, M. S., Naif, I. Y., Pattipeilohy, A., & Saputri, L. (2023). Literasi Digital Ekonomi Hijau terhadap Pemberdayaan Umkm Desa di Kabupaten Langkat. Jurnal Ilmu Politik dan Pemerintahan, 9(1). DOI: https://doi.org/10.37058/jipp.v9i1.6922 Dewi, K. G. P. D., Dewi, A. A. I. K. G., & Nurak, A. P. N. (2023). Pkm Praktik Economy Digital dan Participatory Approach Untuk Penguatan Kelembagaan Paguyuban Pedagang Pasar Seni Sukawati. Akuntansi dan Humaniora: Jurnal Pengabdian Masyarakat, 2(2), 48–58. DOI: https://doi.org/10.38142/ahjpm.v2i2.738 . Febriyantoro, M. T., & Arisandi, D. (2018). Pemanfaatan Digital Marketing Bagi Usaha Mikro, Kecil dan Menengah Pada Era Masyarakat Ekonomi Asean. Jmd: Jurnal Riset Manajemen & Bisnis Dewantara, 1(2), 61–76. DOI: https://doi.org/10.26533/jmd.v1i2.175 . Auliah, S., Vidiati, C., Selasi, D., & Pratama, G. (2024). Peran Tranformasi Digital Dalam Pengembangan Pasar Modal Syariah di Indonesia. Jurnal Sosial Teknologi, 3(12), 1020–1025. DOI: https://doi.org/10.59188/jurnalsostech.v3i12.1074 . Fadillah, R., & Fasa, M. I. (2021). Digital Economic Transformation : Optimalisasi Ekonomi Digital Pasca Pandemi Covid-19 Pada Pelaku Umkm. Jurnal Manajemen & Organisasi Review (Manor), 3(2), 123–135. DOI: https://doi.org/10.47354/mjo.v3i2.303 . Ismail, I. (2023). Transformasi Digital Pemasaran Kaffahisme Ekonomi Islam. At-Tasyri’: Jurnal Hukum dan Ekonomi Syariah, 4(1), 51–62. DOI: https://doi.org/10.55380/tasyri.v4i1.420 . Syukri, A. U., & Sunrawali, A. N. (2022). Digital Marketing Dalam Pengembangan Usaha Mikro, Kecil, dan Menengah. Kinerja, 19(1), 170–182. DOI: https://doi.org/10.30872/jkin.v19i1.10207 . Gentari, R. E., Muharam, H., Juanda, E., Wiguna, W., & Susanto, B. (2023). Upaya Peningkatan Motivasi dan Kemandirian Perekonomian Pengrajin Tas Melalui Digital Marketing di Ciboleger Baduy Banten. Jurnal Altifani Penelitian dan Pengabdian Kepada Masyarakat, 3(1), 114–120. DOI: https://doi.org/10.25008/altifani.v3i1.328 . Wilestari, M., Mujiani, S., Sugiharto, B. H., Sutrisno, S., & Risdwiyanto, A. (2023). Digitalisasi Dan Transformasi Bisnis: Perspektif Praktisi Muda Umkm Tentang Perubahan Ekonomi. Jurnal Ilmu Sosial dan Humaniora, 12(2), 259–268. DOI: https://doi.org/10.23887/jish.v12i2.61216 . Yusida, E., Putra, F. N. M., & Sumarsono, H. (2021). Dampak Relokasi Pasar Tradisional Terhadap Kondisi Sosial Ekonomi Pedagang di Pasar Kertosono Kabupaten Nganjuk. Ecoplan, 4(1), 54–66. DOI: https://doi.org/10.20527/ecoplan.v4i1.233 . Rahayu, N., Agus Supriyono, I., & Mulyawan, E. (2022). Pembangunan Ekonomi Indonesia dengan Tantangan Transformasi Digital. Adi Bisnis Digital Interdisiplin Jurnal, 4(1), 92–95. DOI: https://doi.org/10.34306/abdi.v4i1.823 . Nasution, E. Y., Hariani, P., Hasibuan, L. S., & Pradita, W. (2020). Perkembangan Transaksi Bisnis E-Commerce terhadap Pertumbuhan Ekonomi di Indonesia. Jesya, 3(2), 506–519. DOI: https://doi.org/10.36778/jesya.v3i2.227 . Rahma, I. (2020). Tolak Ukur Perbandingan Negara Indonesia 4.0 (Four Point Zero) Dengan Negara 5.0 (Five Point Zero). Jurnal Sosial Humaniora Sigli, 3(2), 213–219. Https://Doi.Org/10.47647/Jsh.V3i2.313 Satria, D., Akbar, A. H. A., Nabila, A., & Kurniasari, R. (2023). Pelatihan Manajemen Media Sosial Bagi Wirausaha Muda Untuk Mendukung Umkm Lokal di Jawa Timur. Jurnal Inovasi Pengabdian Dan Pemberdayaan Masyarakat, 3(2), 523–532. DOI: https://doi.org/10.54082/jippm.169 . Andriani, W. (2022). Penggunaan Metode Sistematik Literatur Review dalam Penelitian Ilmu Sosiologi. Jurnal Ptk dan Pendidikan, 7(2). DOI: https://doi.org/10.18592/ptk.v7i2.5632 . Luthifah, H., Fauzia, S. H., Fatira, V., & Ardi, A. (2023). Proses Penciptaan Manusia dalam Al Qur’an dan Relevansinya dengan Ilmu Sains. Al-Alam: Islamic Natural Science Education Journal, 2(2), 45–51. DOI: https://doi.org/10.33477/al-alam.v2i2.4848 . Shofiyah, Ziyadatus, And M. Lathoif Ghozali. Implementasi Konsep Maslahah Mursalah Dalam Mekanisme Pasar. Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah 6, No. 2 (December 3, 2021): Undefined-Undefined. DOI: https://doi.org/10.24235/jm.v6i2.8031 .	Download Published 2024-12-31 Issue Vol. 6, No. 4 (December 2024) Section Articles How to Cite Daredmi, S., Rozalinda, & Zulvianti, N. (2024). Transformation of Maslahah Principles in E-Commerce in Al - Ghazali’s View. Jurnal Informatika Ekonomi Bisnis, 6(4), 872-877. https://doi.org/10.37034/infeb.v6i4.1003 ACM ACS APA ABNT Chicago Harvard IEEE MLA Turabian Vancouver Download Citation Endnote/Zotero/Mendeley (RIS) BibTeX This work is licensed under a Creative Commons Attribution 4.0 International License.

Indexing and Abstractions:

Published:

This work is licensed under a Creative Commons Attribution 4.0 International Public License (CC BY 4.0).

Web Analytics Made Easy -
StatCounter